Authorized
user placements, live inventory.
Direct from our internal placement sheet, synced in real time. Two tiers available — Standard Inventory and Tier 2 / High Limit. Select multiple lines, submit your intake, and pay securely. Inventory updates automatically.
Active Lines
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In current tier
Issuers
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Banks represented
Price Range
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Lowest — highest
Last Refresh
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Live from Google Sheets
Step 00 Required Before Purchase
Enroll in SmartCredit first.
SmartCredit is our designated credit monitoring service for tradeline verification. It's the same platform we use internally to track your file — daily tri-bureau updates, real-time tradeline posting confirmation, and required to qualify for refund eligibility under Rule 03.
- Daily updates across Experian, Equifax, and TransUnion
- Real-time tradeline posting verification so you see results the moment they hit
- Required to validate refund eligibility — we can't verify reporting without it
- Same monitoring we use to manage your placement internally
Affiliate link — we earn a small referral fee, but this is the monitoring service we use internally and recommend without reservation.
Six rules that determine your outcome.
Read these before browsing — they cover timing, reporting, refunds, duration, monitoring, and what happens after the line closes. Questions? Text our desk anytime using the button in the bottom-right.
Timing
Purchase at least 7 days before the statement date. Buying within 7 days creates high risk of skipping a billing cycle — the line won't post until the following month.
Reporting
Lines report 7–14 days after the statement date. One bureau is guaranteed; reporting to all three (Experian, Equifax, TransUnion) is common but not promised.
Refund Policy
If your line does not report by day 7 of the second billing cycle, you're eligible for a full refund. Outside that window, no refund is issued — results sit with the creditor.
Active Duration
Each tradeline stays active for up to 60 days (two full billing cycles) unless otherwise stated on the inventory line. After that, the AU placement is removed.
Approved Monitoring
SmartCredit is required — it's the monitoring we use to verify reporting and validate refund eligibility. Enroll above. Not accepted: Credit Karma, Credit Sesame, CreditWise, Equifax.com, Aura, Wallet Hub.
Exit Plan
Once the line falls off, your score may drop, similar to closing a primary account. The positive history can linger, but longevity isn't guaranteed — have a credit plan in place before expiration.
From reserve to report.
Four-step process from the moment you select your tradelines to when they post on your credit report.
Select & Submit
Pick the lines you want, hit Reserve & Continue, and submit your intake (name, contact, monitoring service).
Secure Checkout
Pay directly via Stripe on the page, or receive a payment link by email within the hour.
AU Placement
We file the authorized-user placement with the cardholder — usually within 24–48 hours of payment.
It Posts
Tradeline reports 7–14 days after the statement date. Verify the result in your SmartCredit dashboard.
Still have questions? Read the full FAQ
Tradeline FAQ.
Twenty-four answers on reporting timelines, refund mechanics, SmartCredit requirements, Standard vs. Tier 2 selection, mortgage timing, AU lifecycle, and legal positioning. Read before you reserve — especially if you're buying for a financing event.
Reservation Intake
Confirm your order.
We'll send your intake to our tradeline desk and follow up within one business hour with secure AU placement details.
Your Selection
Two paths: "Send Order to Desk" emails our team with your intake — we follow up with a custom payment link. "Pay Now with Card" routes you to a secure Stripe checkout. Either path triggers AU placement after payment clears. SSN and DOB are never collected on this page — we capture those through a secure portal after payment.
Order sent.
Check your email client — we've prepared your intake email to sean@creditrepairevolved.co. Hit send and we'll respond within one business hour with payment instructions and your secure AU placement intake link.