You will have to put BOTH the collector and the creditor with the partial account numbers on your letters to dispute with the credit bureaus.
Achieve Excellent Credit in Just 90 Days or Less!
Credit Repair Made Simple
Explore Our Most Advanced Credit Repair Process Yet!
Never Be Denied Credit Again
Imagine the feeling of seeing "Approved" every time you apply for credit!
A new kind of credit repair
We utilize extremely aggressive dispute letters that will separate your disputes from the tens of thousands of disputes that the bureaus receive daily
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Quickly mange your account from your phone!
Achieve your
Credit Goals Quicker
- Don't waste money hiring a non-reputable credit repair company and paying hundreds of dollars every month for minimal results
- We utilize the latest skills and terminology needed to stop debt collectors in their tracks
- We'll teach you how to obtain high limit credit cards
- Learn how to eliminate your debt in the shortest time possible
- Use specific strategies designed to manipulate the credit reporting systems and have items deleted within two weeks
- Over 40+ Attorney Written Dispute Letters
- Easy to Follow Step by Step Process
- And much more...
A Super Simple Process that Delivers Results FAST!
- Aggressive Dispute Tactics Our dispute letters utilize an enhanced keyword system that forces the bureaus to comply with all reporting
- Rapidly Increase Your Credit Score We'll provide you with a roadmap that is designed to restructure your credit profile from the beginning to ensure that you obtain the highest possible credit score
- Inquiry Removal We focus on placing an emphasis on removing those pesky inquiries that are plaguing your reports without you having to wait two years for them to fall off
Pick Your Perfect Package
We want to help everyone, so we have different packages for different needs.
Essentials Plus
$99/mo
- Efficiently resolve credit report discrepancies
- Navigate creditor negotiations skillfully
- Expert support for credit inquiries
- Detailed insights into credit scores
- Vigilant monitoring of credit reports
- Stay informed with timely updates
- State-of-the-art Client Portal
- Assisting with Cease & Desist Letters
- FICO® Score Tracker
- Guard against identity theft risks with Identify Protection
- Manage finances with smart tools
- Month to Month - No Contractual Obligation
- Power of Attorney for $49.97 (one-time fee)
- List Item
- All Premium features
- Credit Score Average 680+
- Results in as little as 30 Days or Less
- Average client is 6-12 months
Essentials Elite
$799
- Our Most Aggressive Dispute Package Yet!
- Negative Items Removed in As Little As Two Weeks
- 24 Hour Inquiry Removal
- Includes Rapid Removal of Bankruptcies, Collections, Charge-Offs and much more...
- Power of Attorney Letter Provided
- New Advanced Mobile App
- All Plus features
- Credit Score Average 680+
- Results in as little as 30 to 60 Days
Essentials Elite + One Tradeline
$1499
- Our Most Aggressive Dispute Package Yet!
- Negative Items Removed in As Little As Two Weeks
- 24 Hour Inquiry Removal
- Includes Rapid Removal of Bankruptcies, Collections, Charge-Offs and much more...
- Tradeline will be added once credit has been cleaned
- All Premium features
- One Tradeline ($10,000+)
- Credit Score Average 720+
- Results in as little as 30 to 60 Days
Essentials Elite + Two Tradelines
$1999
- Our Most Aggressive Dispute Package Yet!
- Negative Items Removed in As Little As Two Weeks
- 24 Hour Inquiry Removal
- Includes Rapid Removal of Bankruptcies, Collections, Charge-Offs and much more...
- Tradeline will be added once credit has been cleaned
- All Premium features
- Two Tradelines ($20,000+)
- Credit Score Average 750+
- Results in as little as 30 to 60 Days
Pick Your Perfect Tradeline
We're making the tradeline process easy for everyone, so we have different accounts for different needs!
Please note that they go VERYYYYY fast, and something you may be interested in today, may not be available tomorrow.
Also, we NOW offer Tradeline Packages designed to help you reach specific goals. We will pick the lines best suited for your profile to make your credit reports a success!
Essentials - Tradeline Inventory
- All tradelines post within "Reporting Period"
- Remains active for 2-3 billings cycles
- We guarantee all lines will report to at least 2 of the 3 bureaus, if not all three
- All tradelines have PERFECT payment history
- Utilization on all tradelines will be 15% or lower
- Bank Name - Card ID - Credit Limit - Date Opened - Purchase Deadline - Reporting Period – Availability - Price
- Barclays - 10622 - $3,000.00 - JUN 2020 - 28th of the month - 9th - 16th - 2 in stock - $446.25
- Discover - 17956 - $6,500.00 - JAN 2020 - 22nd of the month - 3rd - 10th - 1 in stock - $499.80
- Chase - 25894 - $10,000.00 - NOV 2020 - 11th of the month - 22nd - 29th - 1 in stock - $580.13
- Chase - 9347 - $8,800.00 - OCT 2019 - 26th of the month - 7th - 14th - 1 in stock - $535.50
- Bank of America - 6705 - $10,000.00 - AUG 2019 - 15th of the month - 26th - 3rd - 1 in stock - $624.75
- Chase - 24562 - $17,000.00 - NOV 2020 - 23rd of the month - 4th - 11th - 1 in stock - $624.75
- Chase - 17379 - $6,500.00 - NOV 2015 - 23rd of the month - 4th - 11th - 1 in stock - $669.38
- Capital One - 22467 - $1,000.00 - SEP 2011 - 6th of the month - 17th - 24th - 2 in stock - $758.63
- Barclays - 27036 - $15,000.00 - SEP 2018 - 6th of the month - 17th - 24th - 1 in stock - $758.63
- Chase - 6122 - $30,000.00 - FEB 2022 - 20th of the month - 1st - 8th - 2 in stock - $803.25
- Chase - 12470 - $40,100.00 - JUL 2017 - 12th of the month - 23rd - 30th - 1 in stock - $1,517.25
- Elan - 26215 - $50,000.00 - OCT 2017 - 19th of the month - 30th - 7th - 1 in stock - $1,918.88
- Chase - 25595 - $53,900.00 - AUG 2015 - 3rd of the month - 14th - 21st - 1 in stock - $2,008.13
Pick Your Perfect Tradeline Package
We want to help everyone, so we have different packages for different needs.
Silver Package
$1,299 one-time fee
- Two Tradelines aged 2 to 3 yrs old
- Total Combined Credit limit of $35k
- Completion of file is about 10 davs
- Average Credit Score of 740
- All Tradelines have PERFECT Payment History
- Save 10% By Paying with Zelle ($129 off)
Gold
Package
$2,199 one-time fee
- Three Tradelines aged 2 to 5 yrs old
- Total Combined Credit Limit of $50k
- Completion of file is about 15 days
- Average Credit Score of 760+
- All Tradelines have PERFECT Payment History
- Save 10% By Paying with Zelle ($219 off)
Platinum Package
$2,999 one-time fee
- 4 Tradelines aged 2 to 10 yrs old
- Total Combined Credit Limit of $75k
- Completion of file is about 15 days
- Average Credit Score of 790
- All Tradelines have PERFECT Payment History
- Save 10% By Paying with Zelle ($299 off)
Awesome and friendly support
Have questions? Curious about the process? Not sure which package is best for you? We’re here no matter what! Shoot us an email or schedule a credit consultation with us!
My credit score has improved tremendously since I signed up and I couldn’t be more happier with their overall performance and outstanding customer service.
Credit Repair Evolved has been amazing for my wife and I. Our credit has improved greatly after only 30 days!
Already seen multiples accounts deleted off my credit reports that were years old. I will be recommending my friends and family to this amazing company!
This is probably one of the best decisions I’ve made. The Elite Package helped me clean my credit and this past summer I went to lease a car and I was told that I was considered an A+ borrower, my FICO was 771!
Frequently Asked Questions
Is it Possible to Remove Inquiries?
Yes, but they can be harder to remove, so you may have to dispute them a few times with the inquiry letters. Or, as stated before, the 609 disputes have a footnote that reads, “Please remove all Non-Account Holding Inquiries over 30 days.” So, it may just take a few rounds.
What if My Results are Marked "Verified?"
Remember you must send your next round of disputes. If you have not sent all four rounds of disputes, you must continue. “Verified” or “will not re-investigate” or “meets FCRA” or anything else besides getting a signed contract from the credit bureaus means they are LYING TO YOU. THEY ARE TRYING TO SCARE YOU TO STOP. You must continue to dispute.
How do I increase my score quickly?
Becoming an authorized user on someone else’s credit cards can help to increase your score. THEY MUST HAVE GOOD OR EXCELLENT credit to bring you up. Also, once you remove your negative accounts, apply for a shopping card at a store, such as Target, or apply for another credit card. PAY ON TIME and NEVER CARRY A BALANCE. ALWAYS PAY IN FULL AT THE END OF THE MONTH.
I disputed and had stuff removed but my score WENT DOWN. Is this normal?
It happens to some. If you don’t get all of your negative accounts removed all at once and had your oldest credit line removed, it could lower your score. If you have items still reporting every month as negative, it will bring your score down. If you don’t have many positive accounts, it can bring your score down. BUT YOU NEED TO REMOVE ALL NEGATIVE ACCOUNTS, and then your score will heal.
If my accounts cannot be verified, can the creditors come after me?
Once a collection or creditor or bank or loan or negative account is removed, the credit bureaus keep it off because it is unverified and illegal. So if it comes back, you can SUE. Or, at the very least, you can dispute if again. If it still does not come off, hire an attorney and SUE. You have legal rights. Be brave. You may have to sue if someone is breaking the law. If you get a BRAND-NEW COLLECTION that you never had and never disputed, you have to dispute it. You know the process.
If an account is open, can I dispute it, and will I still have to pay?
You can dispute it. When it comes to disputing an open account, it can be a bit harder, but it is possible. However, please note that even if it is off your credit report, you MAY still have to pay. The creditor or collector may still try to get you to pay. In my opinion (not legal advice), I would not pay a collector or creditor unless they show you an original signed contract proving the debt is yours. IF YOU ARE SUED, GET A LAWYER ASAP.
Does this system remove judgments?
Yes, 100%. Many people report judgment removal. You may not have an account number. That is okay. Just put as much information as you can so they can identify the judgment.
How long do I wait for a response from the credit bureaus?
The Credit Bureaus have 30 days from when they receive your letters to postmark a response to you. So, if you send your letters out and they get them on Jan 1st, they have until Jan 31st to mail you a letter. Therefore, it may take a few extra days sometimes to get a response.
Can I dispute student loans?
Yes, you can definitely dispute student loans with the credit bureaus. They are sometimes very hard to remove, but keep fighting and you will figure it out.
I have had a company dispute for me in the past. Will this still work for me?
Yes it can. You want to wait until the dispute is finished (the 30 days), and then you can dispute with the letters that we provide. Make sure only one person or company is handling the disputes.
I have disputed accounts online before. Can I still dispute, and will this still work for me?
Yes, it still can. You will want to wait until the dispute is finished (the 30 days), and then you can dispute with the letters we provide.
What are you waiting for?
You can begin changing your life today!
Start your journey to financial freedom today.